Euler Hermes collection practices map


How complex is collecting debt around the world? The Euler Hermes Collection Complexity Score and Rating provides an answer to this question with a simple assessment of debt collection procedures in each country helping support decisions and manage expectations when trading internationally.


Our international collection analysis is based on a detailed review of local regulations & procedures and brings to you an exclusive perspective from Euler Hermes’ market-based collection specialists on local payment cultures. Countries are rated along a a four-point scale, the highest being “severe”. We also measure complexity relating to payments, court proceedings and insolvency proceedings.



Country Collection Profiles


Based on the expertise of Euler Hermes debt collecting experts, our country collection profiles give an overview of debt collection practices in a given country. As international debt collection’s complexity depends on many factors, they examine which elements influence the Euler Hermes Collection Complexity Score and Rating and the likelihood that you will receive payment within a set timeframe. 

The debt collection profiles review in detail payment behaviors of companies in the country, procedural delays and all the factors such as collection practices, court proceedings and insolvency proceedings that will impact collection of debts in a country.


Select a country collection profile: 


Country report for ArgentinaArgentina
Country report for AzerbeijanAustralia
Country report for AzerbeijanAustria 

Country report for BelgiumBelgium 
Country report for BeninBenin 
Country report for BrazilBrazil 


euler hermesCameroon

euler hermesCanada

Country report for ChiliChile 
Country report for ChinaChina
euler hermesColombia 
Country report for Czech republicCzech Republic 


euler hermesDenmark



Country report for franceFinland

Country report for franceFrance 



Country report for germanyGermany 
Country report for greeceGreece 


euler hermesHong Kong 

Country report for HungaryHungary 

Country report for IndiaIndia 
euler hermesIndonesia 
Country report for irelandIreland 
euler hermesIsrael
Country report for italiaItaly 

euler hermesJapan 




Country report for NigeriaNetherlands

Country report for NigeriaNorway 

euler hermesPoland

euler hermesPortugal​

euler hermesRomania
euler hermesRussia






Country report for Saudi ArabiaSaudia Arabia 
Country report for SenegalSenegal  
Country report for SingaporeSingapore 
euler hermesSlovak Republic
Country report for South AfricaSouth Africa 
Country report for SpainSpain 
euler hermesSweden

euler hermesSwitzerland


euler hermesThailand 
Country report for TogoTogo 

Country report for TurkeyTurkey 


euler hermesUnited Arab Emirates 
Country report for United-KingdomUnited Kingdom 
Country report for Untied-StatesUnited States