Fraud insurance

What is fraud insurance?

Fraud can happen to anyone, anywhere, anytime. Fraud insurance protects your organisation against internal, external and cyber fraud and their consequences. In the event of fraud, your insurance will indemnify you.


Why protect your company with fraud insurance?

With fraud insurance, Euler Hermes offers you much more than ordinary fidelity insurance: financial losses caused by the criminal acts of your employees are insured, along with the actions of non-company personnel, temporary staff or external service providers. This includes losses resulting from third parties through robbery, theft or fraud, including CEO impersonation fraud.


  • With fraud insurance you limit the impact of fraud:
  1. You are indemnified, which limits your direct financial losses and some indirect costs such as legal proceedings.
  2. You are reimbursed part of your costs to limit reputational damage.
  3. Our team of dedicated experts and claim specialists help you manage the crisis. 
  • You avoid cash-flow issues and secure your business profitability.
  • Your premium is adjusted to your needs. You only pay for what you need.
    Your fidelity policy is custom-made for you and adapted to the specific coverage needs of your company.
  • You can focus on growing your business. 
    Your subsidiaries can be included in your cover, allowing you to concentrate on expanding your company’s business in a secure manner.


External fraud

External fraud and embezzlement are on the rise.


Fraudsters from outside your company are often highly skilled operators, well-established in the international organized crime scene. Furthermore, a new generation of thieves uses ultra-sophisticated methods to deceive companies by posing as business partners (a supplier, a customer), or even CEOs (President fraud). These criminals always have an end goal of stealing funds or goods. Specific techniques used by these new swindlers include impersonation, voice and signature imitation, persuasion, intimidation, blackmail, false emails and invading systems. The fraud insurance by Euler Hermes recognises these threats and indemnifies you from possible losses.


The digital threat: cyberfraud

More and more thieves are attempting to pillage companies through the internet. The fact that many business and financial transactions are conducted online makes it easier to access and manipulate data. Technological breakthroughs within companies, such as equipment mobility and an increase of data requiring protection, makes companies more vulnerable to cybercrime. The theft of specific data, computer sabotage and malware, can quickly become a matter of life or death for small companies. Protect your company with fraud insurance from Euler Hermes.


Internal fraud

Internal fraud is a threat for all companies.
Company procedures are often based on trust and typical mechanisms in place are not always focused on preventing or detecting fraud. Some perpetrators may be highly qualified specialists, or in middle management in your firm. These people are optimally placed to access company assets thanks to their know-how and long experience of how the company works. Statistics show that internal fraud can be the most harmful, regardless of the business sector.

Find out more on how Euler Hermes can protect your organization’s assets against internal, external and cyber fraud with our fraud insurance.


> Assurance Fraude (France)
Schutz vor Veruntreuung (Germany)
Vertrauensschadenversicherung (Switzerland)
Cyber and fraud cover (Belgium)