You may think that credit insurance is complex or only suited for large or multinational companies.
However, credit insurance can be essential to ensuring a small businesses’ continued success. It can provide powerful information and support that your business might not have otherwise.
Customer health check: The credit worthiness and financial stability of your customer portfolio is checked against our database of 40 million businesses.
Credit limit calculated: Carefully calculated limits guide your decisions on how much risk to accept as you manage customer relationships.
Business as usual: You trade with your existing customers, up to the value of the limit, putting you in control of the customer portfolio.
Trading limit updates: Automatic updates feed new insights into your customer relationship management and credit risk appetite.
Commercial growth: Our risk experts provide new limits when you plan entry to new customers and markets.
Making a claim: If a customer fails to pay you give the details to us and we indemnify you for the insured amount on customers covered by your policy if the debt cannot be collected.
With credit insurance, your business is protected from unpaid invoices, which can be particularly challenging for small businesses.
Like many small businesses, you may not have significant resources to devote to credit management. We have the world’s most extensive knowledge of companies, sectors and economic trends for you to grow your business.
All of our clients have access to our instant and secure online system, where you can request credit opinions and limits, monitor existing credit limits and those you have applied for, examine your customers' and prospects’ balance sheets, and request debt collection.
As an entrepreneur you are constantly striving to build your business. Every day you make decisions that combine the challenges of chasing opportunities with managing risks. If a customer fails to pay, the consequences can be serious – the survival of your business may even be jeopardized. As a major player in trade credit insurance, bonding and fraud cover, we work closely with small and medium-sized companies that are investing for growth. We have listened to your needs and responded with insurance policies made the way you want them. Simplicity is trade credit insurance for entrepreneurs who manage risk professionally and grow their businesses with confidence. A short and simple application process makes life easier. Structured prices mean you can quickly work out the cost for your business and see the value you will gain.