Prevention, collection and compensation, these are the three building blocks of credit insurance. A credit insurance offers you information about the creditworthiness of your customers and prospects, ensures that your overdue payments are collected and reimburses your unpaid invoices.

There are many reasons why customers don't pay their invoices (anymore). A bankruptcy, a miscalculation or a temporary setback. With credit insurance you protect your company against the risk of non-payment and ensure that your business can safely operate and grow.

The most complete credit insurance consists of customer information, collection and compensation. However, you can also choose to insure a single customer or project. Whatever credit insurance you choose, you no longer have to worry about the payment of your invoices.

Customer information

Before you start a partnership with a customer, you request a credit limit. Then you receive detailed advice about that company. The creditworthiness will be evaluated so that you can perfectly assess whether it is a good payer. Continuous follow-up and monitoring ensures that you always have the most up-to-date information and are always aware of the risks. The credit limit indicates to what amount you are insured.

Debt collection

If payment is still not made and things go wrong, you can rest assured that you will still get most of your money back. A worldwide professional debt collection service will work for you in the country of the defaulter. Always in an amicable manner first in order to maintain your business relations as much as possible.


If you are unable to get your money, we will refund the unpaid invoice to you after 60 days, in accordance with the agreed terms and conditions and the agreed coverage percentage.  

Why choose Euler Hermes?



clients worldwide

83 million

businesses monitored

AA rating 

by Standard & Poor’s 
The risk of non-payment exists even when your customers are established businesses. Trade credit insurance covers the commercial and political risks that prevent payment of monies owed to you. Use our policies to reduce the impact of customer insolvency and mitigate non-payment risks . We monitor your customers’ financial health and grade them with our scoring system. You set trading limits to control the size and frequency of orders you will accept from new or existing customers. We monitor the grades constantly and inform you of changes based on the financial challenges your customers are facing. You can adjust your trading limits to manage the credit risk. Our debt collection services support your own processes and optimise payment rates. Your banking and commercial relationships can improve when you have trade credit insurance.