How we can help

Replace Letters of Credit

Letters of credit have been around almost as long as commercial trade itself. However, in today’s digital world, letters of credit can be a cumbersome, expensive and time-consuming tool for facilitating a transaction.

Replace Letters of Credit

Working for employers outside of existing markets

Entering a new market can be a vital part of your business growth strategy. Working with new customers in a different economy can provide valuable insights for innovation or service development which could be brought back to the home market...

Working for employers outside of existing markets

How can I access additional bank finance?

Managing and gaining access to working capital is often a challenge for smaller businesses. As opportunities appear and growth accelerates, the pressure grows on your financial position and financial calculations become more complex...

How can I access additional bank finance?

How do I deal with customers who might not pay?

Finding, getting and keeping customers is the challenge every business faces. Very few are lucky enough to have new prospects queuing at the door! But can you be sure that the customer, after all your hard work, will pay? ...

How do I deal with customers who might not pay?

How do I streamline my credit management?

Making the first sale is just the beginning of a customer relationship. How well you manage the credit approval and payment process will have major implications both for the potential growth and for the financial health of that relationship.

How do I streamline my credit management?

Factoring

Credit insurance is a compelling and affordable alternative to factoring – the selling of accounts receivable to a third party. Credit insurance can strengthen both cash flow and strategic decision making.

Factoring

Self Insurance

In today’s business environment, protecting against credit losses makes strategic sense. However, self insuring – that is, accepting the cost of any future losses – may not the best approach. Credit insurance is often a more compelling choice.

Self Insurance

How do I grow my business safely and avoid losses?

Sometimes your own success can be the biggest danger. Many advisers warn businesses to be on their guard for over-trading and it remains a trap that is never far away when the economy is growing...

How do I grow my business safely and avoid losses?

Which foreign trade issues might prevent or delay payment?

There are many reasons your customer in an overseas market might not pay: politics, an economic shift, their banking relationships or the business culture in their market; the list goes on...

Which foreign trade issues might prevent or delay payment?

How do I free up capital by reducing bad debt?

It’s a simple calculation that still causes many businesses to stumble: the ratio of debt to capital is a key indicator that your investors, lenders and financiers – as well as suppliers – will check...

How do I free up capital by reducing bad debt?