Credit Insurance Solutions for Banks & Financial Institutions

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  • Credit Insurance Benefits
  • How It Works
  • Resources
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Credit insurance can be an important strategic tool for banks. When doing business with companies with credit insurance coverage, banks can be more comfortable lending against those clients’ accounts receivables.

This, in turn, creates more opportunities for banks to lend more money to more clients while still managing their own risks effectively.

By partnering with Euler Hermes, banks can:
 

  • Increase the amount of eligible assets against which their client base can borrow by including international receivables, aged receivables and concentrations
  • Become the beneficiary on clients’ policies in the event of any losses to bad debt on receivables
  • Strengthen clients’ financial position by ensuring cash flow and balance sheet stability
  • Establish a deeper relationship with clients by developing consultative business relationships rather than simply being a lender
  • Justify better advance rates and less restrictive covenants with credit underwriters 
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  • Prevent disruption to cash flow from slow payment, nonpayment, and insolvencies
  • Reduce the risk of key account concentration levels
  • Expand sales into riskier or new markets with favorable terms
  • Grow with existing accounts and safely offer opn terms to new acounts
  • Provide a structure and discipline for credit decision making
  • Fast data-driven credit decisions on customers, prospects, industries, and countries
  • Borrow against export receivables
  • More capital at reduced rates – take full advantage of A/R reduction in bad debt reserves
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How it works

Your clients' accounts receivable is one of their largest assets – and one of the most vulnerable. Trade credit insurance from Euler Hermes protects clients from insolvencies, slow payments, and other A/R risks while providing data to help them choose creditworthy customers.

The strength is in the details:

Trade credit insurance is unique in its ability to conform to the specific needs of each business.

Some companies want to cover the entire base of their accounts receivable while others prefer to focus coverage only on certain customer segments. No matter what approach they take, these covered companies represent a lower risk to any bank lending money against the insured receivables.

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How Trade Credit Insurance Works

Why Euler Hermes?

55,000+
Clients worldwide
85 Million
Businesses monitored
AA Rating
by Standard & Poor's
Complete the form below to request more information about offering credit insurance and other trade risk solutions from Euler Hermes. One of our experts will be in touch within 24 hours to discuss your specific needs and how credit insurance can help. 
Get the perspective from Euler Hermes customers that have used trade credit insurance to protect and grow their businesses.
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