Our business fraud insurance “Fidelity” protects your business against financial losses caused by intentional unauthorised actions of so-called "trusted third parties" in the form of embezzlement, robbery, theft, forgery or fraudulent orders.
All your employees are considered to be trusted third parties: from the board of directors and managing directors to temporary and contract workers, as well as external service providers and external personnel working on your premises, IT service providers, lawyers, tax consultants and auditors. We also cover business fraud threats from the "outside", such as:
- Targeted cybercrime and hacker attacks (when the attack is directly aimed at your company) – for example unauthorised access to your IT systems or to external data centres such as cloud service providers, as well as the interception of data from network lines.
- Social engineering fraud – when interpersonal relationships in companies are influenced and exploited in such a way that confidential data or financial resources are disclosed, such as fake president fraud, fake identity fraud, diversion of payment flows, pharming and phishing.