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Trade Credit Insurance Euler Hermes

Make Profitable Decisions with

Trade Credit Insurance

Stop the guesswork. With Trade Credit Insurance, harness the power of expert business intelligence and take control of your future. 

What is Trade Credit Insurance?

Trade credit insurance – also sometimes called accounts receivable insurance – is different from “insurance” in the traditional sense.

It is a partnership that provides world-class knowledge and data to empower your trading decisions, backed by a reimbursement guarantee should an unexpected customer non-payment occur.

Businesses that choose trade credit insurance benefit from safe sales expansion – at home and abroad – to new and existing customers.

Benefits of Trade Credit Insurance

PREDICT

Gain access to comprehensive and up to date information on the changing risk within your customer portfolio.  Track and manage customer orders and payments more confidently.

PROTECT

Trade receivables are protected and your cash flow and profit line will be more secure.  The strength of the business will be clear to banks, auditors and investors.

GROW

Identify opportunities for growth and expansion.  Release resources to develop sales with new customers and in new markets.

BACKED BY A REIMBURSEMENT GUARANTEE

IN CASE OF UNEXPECTED CUSTOMER NON-PAYMENT

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How does it work?

  • Customer health check: We analyse the credit worthiness and financial stability of your customers.
  • Credit limit calculated: Each customer has a limit which is the maximum amount we will indemnify if that customer fails to pay.
  • Business as usual: You trade with your existing customers as you wish, with the risk covered up to the limit.
  • Trading limit updates: We keep you informed of adjustments to limits as they may be raised or reduced when conditions change.
  • Business building: You check the credit worthiness of potential new customers. We confirm agreement or explain if your request is declined.
  • Making a claim: If a customer fails to pay, then you give us full information.  We investigate and indemnify you for the insured amount if policy terms have been met.

     

Discover our trade credit insurance guide

 

A trade credit insurance policy, if used properly, provides a valuable extension to a company's credit management practices - a second pair of objective eyes when approving buyers, as well as an early warning system should things begin to decline so that exposure can be effectively managed.