Protect Your Receivables  


In this video, Alexis Garatti, Head of Economic Research at Euler Hermes, explains how the Covid-19 outbreak will impact economic growth in 2020.

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Learn how credit insurance data helps businesses to identify creditworthy customers, protect receivables, and safely grow sales.

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Enterprises with a global footprint

We build & manage robust, global insurance for credit risk & related services for you with confidence to trade in this complex environment.

With over 45 years of business experience in chemicals, petrochemicals, polymers, metals, minerals, foods and agricultural products, Vikudha has built strong relationships with more than 400 suppliers and 600 customers around the world. Vikudha has been recognized by ICIS as one of the top chemical distributors in the world.
Vikash Adukia, Director, Vikudha

Economic resources and report download

Hong Kong started the year on a fragile note due to lower external demand – especially from the Mainland – a tightening of monetary policy and the cooling of the property market. Economic growth is expected to decelerate to +2% in 2019 (after +3.1% in 2018). However, looking ahead, we see a modest rebound happening in the coming months.

Policies: using buffers

Monetary policy is determined by the currency board that pegs the HKD exchange rate to the USD. Therefore, interest rates mirror those of the U.S. In that respect, Hong Kong’s monetary policy was tightened in line with the previous Fed hikes and this resulted in a rise of borrowing costs. Now that the Fed has adjusted its stance, we see an improvement of credit conditions in the short term. 


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Call us: +852 3665 8994
Our aim is to protect your business and help you succeed. Insights about industries, companies and countries will help you make clear decisions with less risk. We offer efficient solutions in a challenging business climate, defending your business and safeguarding corporate financial health. Our credit insurance and risk management services help you trade at home or overseas and bonding reassures your business partners that contractual obligations will be met. Our proprietary data identifies target companies for trade and the right terms to offer. We monitor credit threats, helping you avoid financial losses and understand the financial stability of your business partners. When you have a payment default we help collect your debts while you focus on developing your business.