Understanding Trade Credit Insurance

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Trade credit insurance – also sometimes called accounts receivable insurance – has one simple aim: to support your business when a customer fails to pay a trade debt.  

That situation may occur when a customer becomes insolvent or does not pay within the contracted terms (a protracted default).  The insurance indemnifies a proportion (up to 95%) of the debt owed to you.  You must have traded within the limit we give you for that customer.  Find out more about limits here.

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