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Trade Credit Insurance Solutions

Fewer worries about unpaid invoices. More confidence to grow your business.

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    Give customers credit where credit is due

    If you're evaluating whether credit insurance solutions might be a good fit for your business, ask yourself, "What would my company’s growth strategy look like if we could be more certain about credit risks?"

    Through our industry-leading credit insurance products, Euler Hermes offers world-leading trade risk data with a key difference: when we deem your customer creditworthy, we stand behind the decision with a payment guarantee.

    With a credit insurance policy from Euler Hermes, you can...

    Safe Sales Growth Icon
    Gain confidence
    Safely and aggressively grow sales with new and existing customers
    Trade Risk Data
    Get risk data quickly
    Use our proprietary knowledge to make the best business decisions 
    Trade Credit Insurance Products - Ensuring Payment Icon
    Ensure payment
    Protect against bad debt loss and get paid by customers as expected  
    Credit Insurance Solutions - Secure More Capital Icon
    Secure more capital
    Turn receivables into insured assets to improve bank financing terms 
    Contact Us

    Explore our credit insurance solutions:

    Corporate Advantage

    Corporate Advantage

    Our most popular solution

    Worried about your customers failing to pay their trade debts? Corporate Advantage is Euler Hermes' core trade credit insurance solution, designed to address the business challenges that are unique to your company, sector, and ambitions. Customizable for your specific buisness needs, Corporate Advantage helps cover receivables in both domestic and export markets.

    Learn about Corporate Advantage

    Related Solutions

    CAP Product Suite

    Euler Hermes CAP product suite allows your company to purchase additional coverage even when the credit limits involved have been fully or partially declined.
    Learn about CAP

    EZ Cover

    EZ Cover allows your company to obtain coverage on the accounts receivable of any new customer that is not named in your Euler Hermes credit insurance policy.
    Learn about EZ Cover
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    Non-cancellable credit insurance solutions from Euler Hermes secure companies from extraordinary risk, allowing you to optimize working capital and maximize growth. Grow safely and strategically through non-cancellable credit insurance solutions from Euler Hermes such as DUO and Excess of Loss.
     
    Hot Air Balloons - Multinational Credit Insurance

    Excess of Loss (XoL)

    Credit managers with the right tools can make decisions on the type of risk to transfer and when. As your partner in trade credit management, the Excess of Loss (XOL) policy takes care of those excesses.
    Learn about Excess of Loss
    Executives Using VR

    Duo

    With Duo, your company no longer has to choose between buying a traditional trade credit insurance policy and having non-cancellable coverage. Duo offers the best attributes of both solutions under one policy.
    Learn about Duo
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    Hot Air Balloons - Multinational Credit Insurance

    World Program

    The World Program is exclusively for multinational companies operating anywhere across the globe. Our expert team knows that, as a large multinational enterprise, your financial structures are complex.  We build and manage robust, global insurance for credit risk and related services specifically for you, centred around bespoke programmes and one Master Agreement framework, adaptable at both central and local level.      
    Learn about World Program
    Executives Using VR

    Excess of Loss (XoL)

    With the ability to manage credit risk through tailor-made programs and access to a network of strategic risk underwriters located in 50 countries throughout the world, XoL customers can improve balance sheet efficiency and grow sales safely.
    Learn about XoL
    Transactional Cover

    Transactional Cover

    Large projects are subject to multiple risks: contract interruption, non-payment, confiscation or political.  A transactional cover unit policy provides a non-cancellable limit (€100 million max) for up to eight years, which will deliver all the benefits of more secure financing for financial institutions, investors, exporters and companies doing international trade.  Terms are tailored to each project and contract so that you have the most appropriate cover to support your goals covering both structured deals and single transactions.
    Learn about Transactional Cover
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    A Guide to Credit Insurance
    RECOMMENDED RESOURCE

    All Things Credit Insurance, All in One Place

    In The Guide to Credit Insurance, you'll learn how trade credit insurance works, common use cases, how to choose a carrier, and more.

    Download Your Copy


    Specialized solutions:

    Euler Hermes Energy

    Energy Sector Risk Mitigation


    Euler Hermes Energy provides a suite of resources specifically designed to empower commercial traders and risk managers to gain market share while minimizing credit exposure.

    Learn About EH Energy
    Credit Insurance for Brokers | Brooklyn Bridge

    Credit Insurance for Brokers


    Help your clients strengthen their business and achieve their growth potential by offering trade credit insurance solutions from Euler Hermes.

    Learn About Credit Insurance for Brokers
    Credit Insurance Solutions for Banks - Network Room

    Credit Insurance for Financial Institutions


    Credit insurance can be an important strategic tool for banks. When doing business with companies with credit insurance coverage, banks can be more comfortable lending against those clients’ accounts receivables. 

    Learn About Bank Solutions
    Single Invoice Cover | Executives Using VR

    Single Invoice Insurance API

    Euler Hermes' Single Invoice Cover API gives digital invoice financing platforms access to protection against non-payment and risk assessment capabilities so they can mitigate risk in real-time.

    Learn About the API

    Our technology, your success

    Euler Hermes doesn't just focus on offering businesses the best proprietary trade risk data. We invest in digital tools and innovations that make this data more accessible and easier to use. Explore some of the platforms and services being used by customers and partners today! 
     

    Euler Hermes Digital Tools and Services:

    Businesswoman at her laptop using EOLIS
    EOLIS

    Online Policy Management

    We've made it simple to manage all your trade receivables online. Requesting a credit line, filing a claim, tracking statuses and other policy tasks are quick and easy thanks to our EOLIS online customer portal. Plus, your dedicated account team will be ready to help, too.

    Already a customer? Log in to EOLIS.

    Learn about EOLIS
    Business plans and laptop
    Single Invoice Cover API

    Invoice-Level Risk Protection

    The Single Invoice Cover API from Euler Hermes can be easily embedded within digital invoice financing platforms that allows for the ability to add insurance protection at the invoice level -- in real time.
    Learn about Single Invoice Cover
    Businesswoman presenting risk data
    EH SmartView

    Easy Risk Reporting

    With EH SmartView, you have direct access to the precise EH Grade of each company you do business with and can easily share our proprietary risk reports to enable better decision-making. It also enables you to better focus your sales resources on the most productive opportunities.
    Learn about EH SmartView

    Why partner with Euler Hermes?

    Market Presence
    Euler Hermes is found on six continents and in 52 countires, and we proudly serve 55,000+ clients around the world
    Exceptional Data
    We monitor over 85 million companies in our proprietary risk database so we can provide you with the predictive insights you need
    Experience
    Euler Hermes has been on the job for 125 years and we process 20,000 credit requests per day – 85% in less than 48 hours
    Reliability
    We're wholly owned by Allianz, one of the world's leading financial services providers, and we put those resources to work for you 
    Financial Strength
    Borrow more working capital at better rates when your receivables are backed up by our AA Standard & Poor's rating
    Customer Focus
    We deliver an unrivaled experience with a dedicated account team for each client, a national reach, and our online customer portal
    Get a Free Quote

    –  Casey Sheahan, President of KEEN, Inc.

    Helpful links

    Discuss how credit insurance can help your business with us.
    Contact us
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    Get answers to common questions about credit insurance, claims and more.
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